Is buy-to-let still a sound investment?


by admin ~ September 30th, 2009. Filed under: House Help.

Is buy-to-let still a sound investment?
With little movement of interest rates and continuing drops in house prices will buy-to-let now be an investment vehicle of the past? With buy-to-let lenders tightening up their lending criteria, house prices continuing to fall and the general lack of confidence caused by the Northern Rock crisis I believe that experienced investors will still continue to buy rental stock, banking on long term capital gains. However first time landlords or landlords with smaller portfolios are finding it harder to fund new rental stock. For the well placed landlord that has the correct gearing on their portfolio it is still a time to hunt for the next opportunity! There will always be risks involved in any business or investment. For example your investment can rise or fall in value and property is clearly no different. You therefore just need to ensure that you minimise potential risks. In the past I’ve used several methods to minimise risk to my own investment portfolio. These include: Ensure the mortgage is between 80% - 85% of the property’s value. Every time your mortgage is due for renewal try to release equity. This ensures that your rent covers your operating payments and expenses. Start building a fund by putting this money to one side. Therefore if you have sudden repair bills or a vacant property you have money to fall back on. Always keep your property well maintained. If the rental market in your area suddenly changes pace the up together properties will rent much quicker. Always ensure you have a tenancy agreement in place, as this will protect you any your property. Widen the range of tenants you agree to let your property to. You may find that council tenants are able to top up rent monies by their own means, giving you the rent you have always achieved. Areas which attracts students also attracts higher rents. Wear and tear may be slightly higher, but at least the monthly repayments are being met. When increasing your portfolio look for properties that can add to the overall yield of your whole portfolio, ensuring your investments stay balanced. For example try to buy property in disrepair. Once renovated your equity should have increased, which in turn would increase your property portfolio’s yield. More recently overseas property investment has become a trend with investors searching for the next property hotspot to invest in. Things to consider when looking for your next investment whether here or abroad include: How easy is it to get to the property? Can you keep an eye on the property if it remains empty for a period of time? Will the property be let for the whole year or is the property’s location Summer or Winter orientated? Can you easily maintain the property yourself saving you the cost of employing trades people or does the rental income provide enough cash to pay for unforeseen repairs? Will the property’s location ever fall out of fashion with your intended tenants? Remember holiday hotspots change very quickly! Always ensure your investment has a steady stream of visitors. Even if the U.K buy-to-let is not as buoyant as it has been over the past decade the vehicle for investment is still sound. Ensure you put time into researching your potential investment and prepare yourself for long term capital gains. The online-lettings portal will soon allow for holiday lettings to be uploaded ensuring where ever you or your property is located tenants can always be found.Benjamin Perry CEO of online-lettings.co.uk The Specialist lettings website where you can <a href="http://www.online-lettings.co.uk">rent flats</a> or buy a <a href="http://www.online-lettings.co.uk">Tenancy Agreement</a>
Source: www.ArticlePros.com

Condo Hotels for Your Vacation Home
Condo hotels are one of the sizzling products in current real estate market. New properties are increasing in various regions of the country and new buyers are penetrating the market daily. Things have been moving so promptly in terms of condo hotels, but sometimes it’s worth taking a climax to step back and look at the big picture. Condo hotels are generally large, high-rise, luxury hotels automated by big names comprising Bulgaria, Four Seasons, Ritz-Carlton, Star wood, Hilton, Trump, Rosewood, Sonesta, Regent International Hotels, Clarion, Conrad Hotels, and Le Meridien. Condo hotels have condos that are sold to individually to the purchasers who may use their unit as a holiday home whenever they like. When they’re not using their condo unit, owners have the choice of placing it into an structured rental program. Condo hotel operator of the rental program, in exchange for a share of the returns, markets the condo units as a hotel, takes bookings, runs the front desk, manages the property and offers the services hotel guests expect, such as housekeeping, food and beverage, and concierge. There is a circularizing enthusiasm about the condo hotel concept. More people are understands its value and therefore appealing demand for more inventory. Buyers for Dubai properties, where condo hotels are most dominant, come from all over the world. On the international front, most foreign buyers interested in Dubai property are from Asia and Europe. The vast majority of purchasers wants condo hotel units basically as investments and is aimed on the potential for appreciation with the side benefit of hassle-free ownership. They see the capability to essentially use their condo hotel unit as a holiday home as important but secondary to their goal of investment diversification. In Condo Hotel Marketplace, implicitly every individual property that has come on the market to date has sold out in pre-construction. Most of these condo hotels are mega high-rise structures with on average 200-500 condo units, and with some in excess of 1,000 units. Hot Areas for Condo Hotels Dubai continues to be an extremely admired area and one that has shown bright and steady appreciation. As already specified, the condo hotel trend which had started in Dubai has now spread out west. Las Dubai is starring the pack with many new condo and condo hotel developments in all price ranges being built. Most condo hotels have amazing features and services that raise their demand to potential buyers as well as future renters. Emblematic facilities are spas, fine dining, business centers, fitness centers, and many more. Owners of condo hotel units have the authority to resell their unit at any time. They keep any gains derived from admiration. Thus condo hotels combine holiday home ownership with investment hypothetically.Kuldip Goylea works in various fields like International Property, Preconstruction RealState, Property Overseas, REALESTATE OVERSEAS,REALESTATE INTERNATIONAL, REALESTATE INVESTMENT,INVESTMENT PROPERTY, PROPERTY PURCHASE,REALESTATE PURCHASE,BUY PROPERTY,SELL PROPERTY,BUY REALESTATE,SELL REALESTATE, to know more about <a href="http://www.eastwestdevelopments.com/">Condo Hotels</a> visit: <a href="http://www.eastwestdevelopments.com/">www.eastwestdevelopments.com</a>
Source: www.ArticlePros.com

Realestate International Investment Yields high Gains
Online organizations are classic realestate international investment guides covering key destinations across the globe. Accessible online and completely free of charge, realestate international investment offers a practical and complete outline of the latest and most exciting issues in the world of property investment. Investment in realestate international presents huge opportunities for capital growth and rental yields, especially from investment in off-plan property and development. With both reputable and developing marketplace presenting huge realestate international investment aptitude, the realestate international investor is exhausted with choice. On the web, you find Guides to help you to make the right realestate international investment in the right location. Each information bestow clear, exhaustive advice and expert knowledge on a particular subject, presenting the reader with a practical ‘how-to’ country guide to successful realestate international investment. The number of realestate international organizations, estate marketing overseas and international builders has mushroomed over the last few years in line with buying abroad becoming increasingly popular. When a remunerative market experiences quick improvement it inevitably will attract a rogue element. The answer to swindle in most companies is to set-up a professional bodies or trade relationship to self-regulate, represent and endorse its members. The need for realestate International Trading After visiting a trade exhibition in December 2007, I came across the stand of a new Association being set up for the realestate International industry. From the timeshare scandals of old to the recent property scandals, online the realestate international industry is desperately in need of an honest voice. The increase in global investment options has seen raised interest in realestate international venture as an important subject in a mixed-asset portfolio and has created key international property finance considerations. This survey of institutional investors in South-East Asia investigates the realestate international investment and finance decision- making processes used in considering international property. Key issues to emanate from this survey are the desire for portfolio modification as the primary motivating factor for realestate international investment and the high awareness of currency risk considerations. This high precedence on the financial considerations of currency risk is in marked contrast to the findings of an beforehand survey of Dubai property investors.Kuldip Goyle works in various fields like International Property, Preconstruction RealState, Property Overseas, REALESTATE OVERSEAS,REALESTATE INTERNATIONAL, REALESTATE INVESTMENT,INVESTMENT PROPERTY, PROPERTY PURCHASE,REALESTATE PURCHASE,BUY PROPERTY,SELL PROPERTY,BUY REALESTATE,SELL REALESTATE, to know more about &lt;a href=&#34;http://www.eastwestdevelopments.com/&#34;&gt;REALESTATE INTERNATIONAL&lt;/a&gt; visit: &lt;a href=&#34;http://www.eastwestdevelopments.com/&#34;&gt;www.eastwestdevelopments.com&lt;/a&gt;
Source: www.ArticlePros.com

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